How Higher Interest Rates Impact Reverse Mortgages
October 7, 2026
Higher rates at application may reduce HECM proceeds, but they generally don’t affect qualification or required monthly payments. Higher ongoing rates will increase accruals but also accelerate LOC growth.
Does the HECM Line of Credit Increase “Dollar-for-Dollar” With Each Prepayment?
September 23, 2026
With an adjustable-rate HECM, voluntary prepayments increase the available line of credit dollar-for-dollar when posted, preserving flexibility and access to future funds.
Why Do Seniors Believe There Must Be a Catch?
September 1, 2026
Reverse mortgage skepticism stems from history, emotion, family concerns, and persistent myths. Clear education reveals borrower protections, continued ownership, and no hidden catch.
How does age impact reverse mortgage proceeds?
July 31, 2026
Older borrowers may qualify for more HECM proceeds, but other factors outweigh the small gains of delaying a reverse mortgage.
The Non-Recourse Feature - HECM
July 21, 2026
The Non-Recourse Feature: Another Reason to Love Reverse Mortgages
I Want a Reverse Mortgage TOO!
July 7, 2026
Reverse mortgage professionals are using HECMs themselves.
Strategic Payments with a Reverse Mortgage
June 27, 2026
Reverse mortgages don't require payments, but voluntary payments can preserve equity, increase line-of-credit growth, offer tax advantages, and provide retirees with unmatched flexibility through customizable payment strategies.
Waiting Doesn't Pay with a Reverse Mortgage
June 16, 2026
Waiting to use a reverse mortgage reduces available funds and increases risks from rates, home values, and qualification changes. Used early, it provides greater liquidity, flexibility, and long-term security.
Proprietary Reverse 50% of the Current Reverse Market
May 14, 2026
Age 55+ up to $4 Million
