What is the All in One Loan (AKA First Lien HELOC)?

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The All in One Loan combines a traditional first lien mortgage with the functionality of a Home Equity Line of Credit that functions like a checking account. Maintain access to the equity in your home while saving money on interest.

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Why choose the All in One?

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• Save Money on Interest: Payments are applied to principal first, and interest charged is calculated based on your average daily balance, reducing interest that you have to pay. Save up to tens of thousands of dollars over the life of the loan.

• Pay Off Your Home Earlier: This loan can be strategically utilized to pay off your home in half the time or less.

• Save on Closing Costs: Close on one loan, rather than two. 

• Powerful for Investing in Real Estate: Have easy access to funds when you need them, whether for a down payment or renovation. Repay them when you make the money back and have the ability to draw from them again for the next project.

• Works Like a Checking Account: Can utilize ATM-Visa, Checks, Bill Pay, and Mobile Banking

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